How to download your Birbank (Kapital Bank) statement and review spending

Find the statement in Birbank

In the Birbank app from Kapital Bank (Azerbaijan), open History, choose the period and the statement language, and tap Get. According to the App Store release notes for version 2.80.0, you can then send the PDF or save it to your phone. Birbank says this PDF is signed and stamped, and free of charge. Menu labels may change between versions.

If an embassy or another institution asks for a statement, check what it requires, such as the language and the period, before you download. Pulget reads statements to review spending; it does not issue them.

Last checked on 25 September 2026 against the Birbank App Store release notes (version 2.80.0).

Why a Birbank statement is hard to read

A Birbank card statement can be mostly not shopping. In the 441-row Birbank card export we used to build Pulget's Birbank support, only about a fifth of the rows were purchases with a readable shop name. The rest were card-to-card transfers, top-ups, ATM withdrawals, bill payments and purchases identified only by a terminal number.

The descriptions pack several things into one line: the terminal, the shop name or a numeric ID, the city and a processing code. Two details make them harder still. The till number is often glued to the shop name, so one supermarket appears as several shops, one per checkout lane. And some lines end with the name of the bank that processed the card payment, so the same chain appears under two names.

What Pulget does with it

Pulget has rules written for Birbank descriptions, checked against every row of that export:

• The processing code at the end of a line separates a purchase from a top-up, a withdrawal from the card, and an ATM withdrawal. On an otherwise identical line, it is the only signal that tells a top-up from a withdrawal.
• Till numbers glued to a shop name are removed, and a trailing ABB (the bank that processed the payment) is dropped, so one shop stays one merchant.
• Money sent to another card is treated as a transfer, not as spending. Money received from a card could be salary, a gift or a repayment, so Pulget leaves that call to you in review.
• Merchant names are matched against 887 known brands, including Azerbaijani chains such as Bravo, Araz Market, OBA and Bazarstore, and services such as Azercell, Bakcell and Baku Metro.

In review, rows from the same shop are grouped, so you categorize a shop once rather than row by row.

Import the statement

1. Confirm the account, currency and date range in the file.
2. Create the matching account in Pulget, in manat, and upload the statement. An account at another bank gets its own Pulget account; for Revolut, export a statement per currency. Pulget accepts PDF, CSV, XLS and XLSX, and reads scanned PDFs with OCR.
3. Check the extracted dates, amounts, merchants and categories before approval. A row already held by the same account is skipped at import; possible duplicates across files appear under Duplicates in the Review inbox.

The Standard plan reads digital PDFs of up to 10 pages, so a long period may need several statements. Pricing lists every limit, and supported files lists the formats Pulget reads.

Review where the money went

Compare spending by merchant and category with the month's income. Charges that repeat on a steady schedule are suggested as recurring bills for you to confirm; finding recurring charges explains how. If the family also uses ABB, Leobank or another bank, calculating monthly family expenses shows how to count every card together, and the upload guide covers the review step. To export the reviewed transactions, see converting bank statements to CSV.

Start with one statement

Upload a Birbank statement, free during preview, and check the transactions before approving them.